What do you do if you have no debt and cant get credit from past bad credit? How do I repair?

7 Responses to “What do you do if you have no debt and cant get credit from past bad credit? How do I repair?”

1. Shannon P Says:
   February 2nd, 2010 at 2:01 pm

   I had the exact same problem you had. Here’s what I did:

   Also, a good resource is…

   http://debt.knowledged.info/credit_card.html

   All the best to you.

2. Gaytheist Buddha Says:
   February 2nd, 2010 at 2:01 pm

   Delinquencies fall off your credit report after 7 years. In the meantime, keep paying all of your bills on time and in a few years you can build your credit.

3. My Take on It Says:
   February 2nd, 2010 at 2:01 pm

   Get a secured credit card to start building up your credit again.

4. Bianca Says:
   February 2nd, 2010 at 2:01 pm

   Get Out of Debt Now with the Ultimate Debt Guide!Folks, I gotta tell you, I was so tired of living paycheck to paycheck. What little money I had coming in was going out just as fast, sometimes by the end of the day I got paid. I’d scrimp and scratch just to get enough to get gas to go to work and food for the family.

5. Jack Says:
   February 2nd, 2010 at 2:01 pm

   Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-free.totalh.com

6. Copyninja Says:
   February 2nd, 2010 at 2:01 pm

   Here is a great article on debt http://financialaiddirectory.net/what-can-you-do-to-stop-the-debt-cycle

   Hope This Helps!!

7. Lovin Life :) Says:
   February 2nd, 2010 at 2:01 pm

   I had bed credit from some serious medical conditions. I was getting thousands of bills a month even after insurance. Its no fun I know. I set up payment plans with everything and tried to pay everything on time. It is almost next to impossible to get a credit card right now with bad credit…and interest rates are at an avg of 19%! Thats nuts. And you dont want to pay that. I would suggest that you get a pre paid debit card. Put money on it.. .pay your bills. Your credit is only going to go up. There are good companies with low to no fees, and you can over draft and hurt your credit any more than it already is. Here try this visa card… when you sign up you get $10.00 free with this referel code.
   https://www.accountnow.com/mkt-cap/signup2_mb.aspx?promocode=newstart

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